Wednesday, January 7, 2009

Money, It's a Gas

Like many other home-owning Americans who aren't currently facing the threat of foreclosure, we are taking advantage of the low interest rates triggered by the crappy economy and refinancing our house.

We locked in yesterday at 4.75%, which apparently will save us about $200 a month. Sweet!

Unfortunately, however, I have a feeling that our "extra" $200 will quickly be sucked up by various unexpected child-rearing expenses.

For example, the children have not yet caught their annual version of the Bubonic Plague (a.k.a. the stomach flu). The Bubonic Plague always triggers a number of unbudgeted-for expenses, such as multiple co-payments, extra laundry detergent, carpet cleaner, and plenty of booze to get Scott and I through it. On the plus side, you don't need to spend a lot of money on food during Bubonic Plague week.

I'm also getting a bit worried because I had planned to save money by keeping the boys in their cribs until they turned 14. Okay, maybe that's unreasonable...let's say 12. But Aidan, who is not even freakin' 2 years old yet, is already trying to climb out of his. And you know Owen is just watching his every move, so it's only a matter of time before they both chuck themselves over the things. So I'm thinking big boy beds are just around the corner. And big boy beds are pricey.

And then, we have Ashley...you never know what unexpected expenses she's gonna bring. So far this month, I'm pretty sure she's broken our DVD player and lost a $25 giftcard to iTunes that Scott got for Christmas. Hmmm, wait a minute....maybe she stuck the gift card *in* the DVD player! I don't know why that didn't occur to me before...I'll have to check that out tonight.

So, our dreams of mani/pedi's (me) and DeWalt tools (Scott) will remain unrequieted for the foreseeable future...and probably until all the kids graduate from college. 20 years and counting...

4 comments:

kilaar said...

I plan to keep Landen in his crib as long as possible by using sleep sacks and/or crib tents. Preston was about 19 months when he jumped out for the first time and it was downhill from there. Somedays I still wish he was locked up....sign....

Twinsomniac said...

Hey K - I didn't even think about the sleep sack thing!! Hmmm...maybe I'll try that before resorting to the crib tent.

L. Ottaviano said...

Big boy beds don't have to be pricey at all. If you are tight on cash, or just care about not adding to the waste stream, check your local Freecycle chapter (freecycle.org) or Craigslist for big boy beds for your guys. You could even sell the cribs and probably break even! Then, to keep them from escaping their rooms, put a kiddie-proof door knob cover on the *inside* of their door.

Twinsomniac said...

Thanks L.! Those are all great suggestions. :-)